ORIGINATION TOOLS bring better loans to borrowers…

Every day, 1 Source Data collects repository data and delivers more than 10,000 consumer credit reports in 18 different formats. Our systems deliver credit reports almost instantly, and are incredibly flexible. Our data-filtering technology allows clients to order one report, then reformat it into a consumer report in English, Spanish or Chinese; an Adverse Summary; a Mortgage Summary (with or without scores); a Schedule of Creditors; and, they can un-merge borrowers or bureaus, all for the price of the single report.

Using other reports, our lender-clients can spot identity theft – a credit service the vast majority of Americans want. Our broker-clients get clear-cut reports that point out inaccurate or duplicated trade-lines. And through their brokers, consumers get honest direction on actions they can take to raise their credit scores, including an estimate of the new score.

…And bring better borrowers to lenders

Day-in and day-out, our customer service professionals verify and document supplemental requests, and make bureau-level updates that legitimately increase credit scores. Helping borrowers get the loans they want is an important way we can increases customer referrals. More directly, 1 Source Data credit reporting tools can deliver new borrowers directly to brokers and lenders by adding automated pricing engines to client websites, to create systems that capture a borrower’s automatically pre-qualify borrowers. This customer-empowerment tool has proven to have a lower pipeline fallout rate since applicants qualify themselves for the loan they think is best for them.