1SD Newsletter: April 2004
Product of the Month
You Need to Know...
Credit Tips
AVM Fact Sheet

PRODUCT OF THE MONTH: Credit Analyzer is a Success

Credit Analyzer and the optional What-if? Score Simulator are supplements to our professional credit systems. Unlike our professional credit reports, Credit Analyzer is a consumer-oriented tool. It uses credit information to create a personalized and detailed list of actions that can improve credit scores.

Credit Analyzer is a report you can give your clients. It shows them what’s hurting their credit, what’s helping their credit, and what they can do to improve their scores. So, applicant’s that are out-of-range can see what they need to do to get the loan they want.
It’s easy to order and pays for itself by closing more loans and building customer loyalty. If you haven’t tried, here are some reasons why you should.

Credit Analyzer and the What-If? Simulator are ...

• Tools you can use to help applicants plan and prepare to improve their credit.
• Instructional reports, providing context to the credit process.
• Helpful in setting your applicant’s expectations.
• Focused on positive and negative credit habits, not credit scores.
• Support lender requirements to order Updates and ReScores.
• Support the fairness of score-based mortgage packages.
• Establish trust and confidence in the process, and in you.

Credit Analyzer and the What-If? simulator let you and your applicant explore options for improving credit scores, and explain how credit actions impact credit scores. Because it empowers you to help your applicant to understand, manage and improve their credit, Credit Analyzer helps LOs to

• Lock-in applicants
• Close more loans; and
• Create more referrals.

When you are ready to use Credit Analyzer give us a call at (800) 922-1301. Our Customer Services Team can authorize your account today.