ONE SOURCE FOR CREDIT AND CREDIT SCORE ADVICE

Start with the industry’s best credit reports, instantly available in customizable easy-to-read layouts. Make it easy to order those hard to find Full Factual, Canadian and Business credit reports. Fannie Mae, Freddie Mac, GMAC-RFC – we do it all. And, our systems work with most popular loan origination systems. A single log-on and you’re ready to get all these credit reporting services.

Here are two no-charge credit reporting services that will save you time and money. When lenders need to see the credit reports – either the original or an “as amended” reports – order Instant View. The ID and password let third parties inspect the credit report through the web. If you need to separate the borrower from the co-borrower, or look at just one repository, UnMerge does it instantly. You save time and money because we’ve eliminated the need to pull a second or third credit report.

If prospects have a few credit problems Credit Analyzer shows brokers how to raise that credit score – that means more borrowers are qualified. Each borrower gets a custom step-by-step program for increasing their credit report score. The real-time, web-based Rescore Simulator calculates the likely score increase for each step, and optimizes the use of available cash to pay-down and pay-off troubling trade lines. Score Advisor builds your monthly loan production by cutting a brokers pipeline dropouts. And it’s surprisingly low cost.

When borrowers see inaccurate credit trade lines TradeLine Update and TradeLine Rescore can make the corrections. TradeLine Update authorizes our customer service agents to verify the correction and make notes on the credit report – in 24 hours or less. TradeLine Rescore passes a borrower’s corrections to the repository, and confirms the correction at the bureau level. Brokers that specialize in clients with problem credit can reduce origination costs by ordering our Tri-Merge Plus 3 report. It includes three updates and a 3-bureau report at package price.