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How come I don't see the "Add Spouse" or "Add Bureau" link on the "Credit" screen of a report?

In the Credit File screen of a report, you don't see the Add Bureaus or Add Spouse link that looks like the following:

[Image]

There are several reasons why you may not see these links:

  1. You are not the person who ordered the original report and you don't have rights to order reports for others.  Contact your account administrator or your CRA.
  2. You have already submitted a RMCR request.
  3. The file is a Fannie Mae file.  Fannie Mae does not allow spousal upgrades.
  4. The file is an RMCR, there is a Co-Borrower on the file, or all three repositories have already been ordered.

If you are not sure which of the above is the cause, please contact your account administrator or your account CRA.

 

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