Using Agent Link's Byte Interface

1. Launch your Byte application and open the borrower file. 2. Click on the Communications button. Afterwards, double click on Order Credit Report Figure 4: Borrower File 3. For older version of Byte, you will be shown Figure 5. Select X12 and click on Request Credit Reports.  If you are using a newer version of Byte, you will be shown Figure 6. Check the Show All Provider radio checkbox and then select the Generic X12 icon.  Afterwards, click on Request Report. Figure 5: Selecting Data Export Format Figure 6: New Byte Version of Credit Interface Screen 4. Select Prequal or RMCR if you want to make a RMCR request along with ordering a prequal credit report. Repositories selection is not necessary at this screen. Figure 7: Byte's Credit Export Screen 5. Click on Auto to export the file and you will be prompted with the Save dialog as shown by Figure 6. Click on Open (Leave the Open as read-only checkbox unchecked). Figure 8: Save Dialog 6. If a Message window comes up and there is an error, you need to click on Close and make the correction (I.e., borrower first name, last name, age, home phone, SSN, address, loan officer name, and loan officerís phone number are required). Afterwards, repeat step 5. Click on Close if a Message window appears again with only warning(s). 7. Agent Link will automatically appear. If not, you can minimize Byte and double click on the Agent Link icon on your computerís Desktop.  Click here for troubleshooting information if you are having difficulty starting Agent Link 8. Fill in your login name and password. Next, double click on the file that you want. Alternatively, click on the file and then click the Order button to order the credit report. Figure 9: Agent Link Login 9. OPTIONAL: If you are importing liabilities from a credit report that you have already pulled through the Website, you will get a window similar to Figure 10. Click on Select for the file that you want to import. If you want to purchase a new report again, click on the New Report button at the bottom of the screen. Note that you will get charged again for a duplicate credit report. Figure 10: Warning of Duplicate Order 10. Verify borrowerís info, make bureau selection, and click the Order button. Figure 11: Agent Link Order Screen 11. Once the order is completed, you will be shown Figure 11. Click on the Export this file button. Figure 12: Credit Run Result Options on Credit Run Result a)       Request RMCR:  Submit a RMCR request to the system. b)       Export this File:  This a credit file for Contour to APPEND liabilities from the credit report to the borrower file (will not replace or remove the existing liabilities in the borrower file). c)       View:   Open the credit report in HTML format for viewing. d)       Express Print/ePrint:  Print the credit report.  Note that you will need to have Acrobat Reader 4.05 installed. e)       Close:  Close Agent Link window.   12. After the export completes, you will be shown a message similar to Figure 13. Click on the OK button. Figure 13: Export succeeded 13. Click on the Close button to exit the Agent Link interface. 14. Back in Byte, click on the Close button next to Auto. 15. Double click on Order Credit Report. 16. Select X12 and click on Upload Liabilities. If you are on a newer version of Byte, click Show All Providers, follow by Generic X12, and then on Import Debts. 17. Double click on the file name Figure 14: Select Credit File 18. You will be shown a screen similar to Figure 15. To import liabilities that have a balance, click on Remove Items with No Balance and then click on Move All. Figure 15: Liabilities Selection 19. To import the credit score, click on the Credit Score button. Afterwards, click on the Fill button and then on the OK button. 20. Click on the Main Menu button and then on Yes to delete the credit file (.200). You can get the credit file again by repeating Step 2 to 19.