Prequals and RMCRs generated by MCL include ECOA information, in compliance with the Equal Credit Opportunity Act. ECOA codes, used in the ECOA column, indicate types of account listed.

Credit Analyzer is a tool that tells you how to improve your comsumer's credit score based on the amount of cash your consumer has available to pay off his/her debt. If you don't see the option to order the Credit Analyzer report, please contact us for further information.

The What-If Simulator is for users that have a fair understanding of credit information and know exactly what they want to update on the credit report to see how many points they can increase the score by. To use this product, you simply change the credit data in the editable fields and click the Calculate button. Once you click the Calculate button, the system will display the number of points that would potentially be added or subtracted from the credit score.

Need to submit a file with just one borrower from a joint report?