Permanent Unmerge
Need to submit a file with just one borrower from a joint report?
In the past, a new credit report would have to be pulled, running the risk of lowered scores. 1SourceData offers a permanent un-merged report that allows you to create a new file that will be FNMA re-issuable without having to pull a new report!
This is simply done by viewing a web version of an un-merged report, then selecting 'create re-issue number'. That is it! No re-pulling your client's credit, which means no need to worry about if the score is going to change. The fee is only $5, so not only are you saving an inquiry, you are also saving money.